As you can imagine, there are many things that need to be considered when planning a move like that which we are planning in less than 4 months! In the context of dealing with some of those preparations, we found ourselves sitting across from a personal banking representative yesterday and I had a thought.
The Background
For readers who don’t know us personally, Liz and I married in 1997 and have spent our entire married life in the same neighbourhood. Our house has been paid off for a couple of years and we have only limited debt, however there are still other financial preparations that need to be done, over and above simply raising financial support. One of the big questions has been, “What about your house? Will you rent it or sell?” So, yesterday we went to the bank to examine our options in that area as well as when it comes to managing things like life insurance payments, pre-existing RRSPs (the Canadian equivalent of the American 401K), etc.
Near the outset of the meeting, our banker indicated that she had a few questions to ask as part of a general Financial Health Check, the answers to which would help her make suggestions that would be the right fit for us. The questions were straightforward enough: Tolerance for risk? Desired time of retirement? Investment knowledge? and so on… which leads me to the thought.
Experts
As she went through a lot of information I found myself, at one point, thinking: “Lord, help me to process what I’m hearing.” and, alternatively, “Lord, help her to help us in the best possible way.” It caused me to draw the following parallel:
When we’re at a cross-roads in the area of our physical health, we often rely more heavily on the Lord or are at least more conscious of our need for his help. We also consult someone with greater knowledge of the normal functioning of the body and who, where readjustment is needed, is best suited to advise on how that readjustment can happen.
Similarly, when it came time to understanding multiple financial tools available, how each works on its own and how they interact when used together, we had come to seek counsel from someone with more knowledge than we have. …and I found myself praying.
It occurred to me… how often to we prepare for “average, everyday meetings” by praying? Oh I know that when pastors or missionaries are going for a new building or a land-purchase, they’ll request prayer, but this is just “managing our everyday finances”… no biggie, right? Wrong.
The End of the Matter
Over and above our banker’s very valuable counsel and advice, everything we possess is from the Lord and our dependence is ultimately on him. I was glad that I could call on Him for help to wade through the options and trust that he is guiding both our banker and ourselves.
Got questions? Pray. God’s as interested in seeing us succeed in the everyday things as he is in the big decisions. As for us and our house… well, now we wade through the options and trust that the Lord’s hand will guide us. He’s never failed us yet and we don’t expect him to anytime soon.
Thanks for stopping by… let it feed your prayers for us!
God bless you today!